Free Planning Tool

EMI Calculator

Plan your MyInstaCash loan repayment smartly. Instant calculations for loans up to ₹2,00,000, tenure 7-180 days.

  • ₹5K-₹2LLoan Range
  • 7-180 DaysTenure
  • 18%-42%Rate p.a.

MyInstaCash Loan Calculator

Adjust sliders to calculate your repayment instantly

₹50,000
₹5,000₹2,00,000
90 Days
7 Days180 Days
24% p.a.
18% p.a.42% p.a.
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Monthly EMI (Approx.)

₹0

Based on 24% p.a. interest rate

Principal Amount₹50,000
Total Interest₹0
Processing Fee (est. 1%)₹0
Total Repayable₹0
Apply for This Loan

Repayment Schedule

MonthEMI (₹)PrincipalInterestBalance
Know Your EMI

Understanding Your Repayment

What is EMI?

EMI (Equated Monthly Instalment) is the fixed amount you pay each month until the loan is fully repaid, covering both principal and interest.

EMI Formula

Where P = Principal, r = monthly rate, n = number of months.

EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ - 1)

Lower EMI Tips

Choose a longer tenure to reduce monthly EMI - but note that total interest paid will be higher. Use the calculator above to find your sweet spot.

Zero Prepayment Fee

MyInstaCash - powered by Orrish Finance - charges zero prepayment or foreclosure fees. Pay off your loan early and save on interest without any penalty.

Apply for your loan now.

Now that you've planned your repayment, take the next step. Apply in under 5 minutes.

No commitment · Won't affect CIBIL score

RBI Registered NBFC 256-bit SSL Zero Prepayment Fee 4.8★ Rated